Live Webcast/Rebroadcast - You watch the course online at the specified date and time shown below. You can ask questions and receive answers during the course.
On-Demand - You watch the course anytime and will have access to the course 24/7. Our On-Demand courses are available within 5-10 business days after the original recording and accessible for one year.
This program was recorded on August 29th, 2018
With nationwide foreclosure rates beginning to slip from historic highs, the foreclosure industry is undergoing a shift in focus from lender-based litigation to borrower-based litigation. Using the federally mandated monthly mortgage statement as a jumping off point, this course will explore the rise of borrower-based litigation under two federal statutes, the Real Estate Settlement Procedures Act and the Fair Debt Collection Practices Act. Specifically, we will examine possible causes of action and defenses under 12 CFR 1024.35 and 1024.36 as well as common areas of dispute with respect to the debt/loan information contained within monthly mortgage statements. This course will not focus on general debt collection matters nor will it examine issues related to new disclosure requirements under the TILA-RESPA Integrated Disclosures or loss mitigation disputes under 12 CFR 1024.41.